Hallmark Independent Financial Services
 
     
  home  
  FSA Regulated  
  Mortgages  
  Equity Release  
  Pensions  
  Savings & Investments  
  Life Assurance & Investments  
  Terms of Business  
  Treating Customers Fairly  
  FSA Consumer Website  
  Non FSA Regulated  
  Debt Advice & Management  
  Will Writing  

  Checker  

Welcome to Hallmark Independent Financial Services. We are a firm of Independent Financial Advisers based just 20 minutes south of the beautiful Georgian city of Bath, in the Somerset town of Midsomer Norton (no thankfully, were not plagued with murders here!) with clients spread across the West and South West of England.

We offer advice on a range of FSA Regulated products and services and non-FSA Regulated products and services with each product or service being clearly presented so that there can be no confusion.

It is important that we do this because for FSA Regulated products and services we are an Appointed Representative of Financial Ltd which is authorised and regulated by the Financial Services Authority but we offer non-FSA Regulated products and services in our own right so for these products and services Financial Ltd accept no responsibility as these products and services are not regulated by the Financial Services Authority.

Hello, I’m Michael Hoare and I’d like thank you for visiting our site. I established my company in 1995 but have almost 30 years experience as a Financial Adviser.

We approach every new client with a blank canvas and have absolutely no agenda or preconception of what the outcome of our dealings might be.

We are mindful that many of topics we deal with can be quite daunting and confusing so I sincerely hope that you will always find us approachable, understanding and plain speaking.

I hope you find our website informative. We’ve tried to keep the tech-speak to a minimum but it is important to be aware that:

You should not make decisions based solely on the content of this website as individual advice should always be sought first; and

Regulations, levels and bases of taxation referred to on this website are subject to change.

We look forward to hearing from you.

Michael W Hoare

NO INVESTMENT DECISION SHOULD BE TAKEN BASED ON THE CONTENT OF THIS SITE. ALWAYS TAKE FULL INDIVIDUAL ADVICE FIRST. THE REGULATIONS GOVERNING TAX RATES AND INVESTMENTS MAY CHANGE IN THE FUTURE
 
Michael W Hoare t/a Hallmark Independent Financial Services is an Appointed Representative of Financial Ltd which is authorised and regulated by the Financial Services Authority
FSA Registration No. 439054. Consumer Credit Licence No.574804
The information contained in this website is subject to UK regulatory regime and is therefore restricted to consumers
based in the UK
. Debt Advice Bath, Debt Advice Bristol, Debt Advice Yeovil, Debt Advice Trowbridge,
Debt Advice Radstock, Debt Advice Midsomer Norton, Debt Advice Avon, Debt Advice Somerset